Checking

Checking account transactions are made through our convenient drive-thru, inside the bank with a teller, using FNB Jasper™, First National Bank’s mobile app, or NetTeller™, our online banking system.

PERSONAL CHECKING ACCOUNTS 

All First National Bank personal checking accounts include:

• Free e-statements or monthly statements with images (additional copies $5.00 each)
  
• Free NetTeller™
  
• Free FNB Jasper ™ mobile app 
  
• Free bill pay
  
• 24-hour banking by phone at 1-800-340-7167 Jasper: 409-384-2882 Woodville: 409-283-2882 Buna: 409-384-2882
• 24-hour banking online

ECHECKING

A low-cost efficiency account

Minimum balance to open: $100.00

Requires electronic statements 

• Unlimited transactions
  
• Free debit card (excludes lost, stolen or damaged cards)
  
• No transaction fees on debit card
  
• No monthly service charge
  

BASIC CHECKING

A regular non-interest bearing account

Minimum balance to open: $100.00

• Unlimited transactions
  
• Free debit card (excludes lost, stolen or damaged cards) 
  
• No transaction fees on debit card
• Monthly statements with images 

Monthly Minimum Balance & Service Charge

• $500.00 and over = None
• $300.00 to $499.99 = $5.00
• $100.00 to $299.99 = $7.00
• Below $100.00 = $9.00

SENIOR CHECKING

A regular, non-interest bearing account for customers 55+

Minimum balance to open: $100.00

• Unlimited transactions
• Free checks for customers 62+
  
• Free cashier’s checks
  
• Free money orders 
• Free debit card (excludes lost, stolen or damaged cards)
  
• No transaction fees on debit card
  
• No monthly service charge
  
• Monthly statement with images

NOW ACCOUNT

An interest bearing account

Minimum balance to open: $1,000.00

• Unlimited transactions
  
• Tiered interest rates (contact bank for current rates)
  
• Free debit card (excludes lost, stolen or damaged cards)
  
• No transaction fees on debit card
  

Minimum Monthly Balance & Service Charge

• $1,000.00 and over =  None
  
• Below $1,000.00 =  $10.00 

MONEY MARKET ACCOUNT

An interest bearing account with limited transactions

Minimum balance to open: $1,000.00

• Limited transactions (6) monthly 
  
• Tiered interest rates (contact bank for current rates) 
  
• Excess withdrawal fee: $5.00 each 
  

Monthly Minimum Balance & Service Charge 

• $1,000.00 and over = None
• Below $1,000.00 = $10.00

Please note, fees may reduce earnings.