Mortgage Loans

First National Bank is your home for home mortgages.

To get started on your real estate mortgage application please click here

  • Home Purchase loans
  • Refinance your existing mortgage 
  • Home Equity loans
  • Home Improvement loans
  • Second or Vacation homes
  • Rental or Investment property
  • Land and Acreage loans
  • Lot loans
  • Mobile Home loans with real estate
  • FHA / VA Loans

We understand that home financing can be overwhelming. That’s why we’re ready to customize a mortgage loan to match your personal needs and then we back it up with excellent customer service. Our mortgage officers are here to walk you through the process and ensure you’re happy every step of the way.

NMLS Consumer Access

NMLS Consumer AccessSM is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business with is authorized to conduct business in their state.

For more information about a mortgage loan, contact:

Grace Neel - Vice President/Mortgage Lending OfficerGrace Neel - Jasper Office                                             

 Vice President                                                                    

 Mortgage Loan Officer


Fax: 409-489-1766                                                          

NMLS ID 501187

Joyce Howard - Assistant Vice President/Mortgage Loan Officer

Joyce Howard - Jasper Office (serving Woodville and Buna markets)

Assistant Vice President

Mortgage Loan Officer


Fax: 409-489-1766

NMLS ID 414764